About Naymat

Pakistan’s agricultural sector is one of the largest revenue generating component, contributing one fifth to the overall GDP and serving as fuel in running the economic engine of the country. Our population is directly or indirectly dependent on agricultural output. Crops such as wheat, maize, cotton, sugarcane, rice and oil seeds not only play a pivotal role in meeting domestic market needs but also contribute towards exports via value addition.

Although, during the last few years the agriculture sector has adopted modern farming techniques but for these to trickle down to the small scale farmers, integrated development approach is the need of the hour. Traditionally, at the time of harvest small holding farmers deploy old and primitive methods for harvesting, drying and commodity storage leading to unprecedented post-harvest losses.

Very few farmers, have the capacity to store their commodity and resultantly majority of the small scale farmers are compelled for distressed selling in agricultural markets (mandis). Limited penetration of the formal financial sector in agriculture also plays a catalytic role in aggravating misery of the farmer.

Given this backdrop, the Government of Pakistan, through a consultative process, engaging key stakeholders within the agriculture value chain formulated Collateral Management Company (CMC) Regulations 2019. The underlying objective is to develop Electronic Warehouse Receipt (EWR) ecosystem in Pakistan. Naymat Collateral Management Company Limited is Pakistan’s first collateral management company, established under the CMC regulations 2019 as a Public limited entity.